The Female Lead: Montecito Bank & Trust

Michael Towbes, who founded Montecito Bank & Trust (MB&T) in 1975, struck a different tone than most bankers when he […more…]

Montecito Bank & Trust: A Bank that Embodies the Community Spirit

Banks don’t usually spring to mind when one writes about beacons of community trust, good deeds, and hope. But even […more…]

Montecito Bank & Trust

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(805) 963-7511
CEO and Chairperson: Janet Garufis


As the largest locally owned community bank on the Central Coast, Montecito Bank & Trust remains committed to our founding principle: to make the communities we serve better places to live and work.